Product Feature
- Maximum LVR 80%
- Maximum loan amount ≤ $2,000,000
- Loan term up to 30 years
- Principal & Interest or Interest Only
- PAYG & Self Employed
Documents Checklist
- Money Master Application Form
- Servicing Calculator
- Last 2 payslips plus Employment letter
- 3 months bank statements with salary credits
- Most recent years lodged & assessed tax returns and financials
Interest Rate
| ≤65% | ≤75% | ≤80% | |
|---|---|---|---|
| Prime | 7.34% | 7.49% | 7.59% |
| Near Prime | 7.64% | 7.74% | 7.89% |
APPLICABLE LOADING
| Interest Rate | Application Fee | |
|---|---|---|
| Interest Only | 0.30% | N/A |
| Investment Loan | 0.30% | N/A |
| Loan Size $1.75M≤$2M | 0.25% | 0.35% |
| Vacant Land | 2.50% | 1.00% |
Fees &
Charges
| Application Fee (Prime) | 0.75% |
| Application Fee (Near Prime) | 1.00% |
| Solicitor Fee | At Cost |
| Ongoing Fee | $0.00 |
| Discharge Fee | $450+Solicitor Fee |
| Valuation Fee | At Cost |