Master Basics

Where Money Master stands as a transformative force, rewriting the norms of conventional lending practices. It embodies the essence of true lending—a pathway to prosperity.

Maximum LVR 85%

Unlimited Cash Out Acceptable

40 SQM Internal Acceptable

More than 
3 months Arrears Acceptable

Product Feature

  • Maximum LVR 85%
  • Ref & NP & & Home Improvement & Debt Consolidation Acceptable
  • Unlimited Cash Out Acceptable
  • Existing loan statements not required
  • Company & Trust Borrower Acceptable
  • Floorspace ≥40 SQM (excl balconies & car parks)
  • More than 3 months Arrears Acceptable

Documents Checklist

  • Money Master Application Form
  • Broker Certified 100 Points ID
  • Permanent FT/PT (including Casual): Last 2 Payslips plus 1 Employment Letter
  • Self-employed: Last 2 years Company Financials & Company Tax Return & Personal Tax Return & NOA
  • Rental Appraisal for existing property is acceptable

Interest Rate

Loan ClassificationPaymentLoan AmountLVRInterest Rate
Owner OccupiedP&I≤$1M≤80%7.33%
InvestmentP&I≤$1M≤80%7.58%
InvestmentIO≤$1M≤80%7.83%
Owner OccupiedP&I≤$1.5M≤80%7.53%
InvestmentP&I≤$1.5M≤80%7.78%
InvestmentIO≤$1.5M≤80%8.03%

Fees &

Charges

Application Fee – Residential$990
Annual Fee$120
Escalation Fee$350
Settlement Fee$275
Discharge Fee$550+Legal Costs
Valuation FeeAt Cost