Product Feature
- Maximum LVR 80%
- Maximum loan amount ≤ $750,000
- Loan term up to 30 years (Max. 5 years interest only)
- Principal & Interest or Interest Only
- No Country Restrictions
- PAYG only, Income converted to 90%
- Cat 1 location only
- New purchase or Refinance
Documents Checklist
- Money Master Application Form
- Servicing Calculator
- 100 Point ID
- 1 months salary credit statement, 2 most recent payslips plus employment letter
- NATTI Translation Not Required
- Credit report from the country of residence
Interest Rate
| Client LVR | Owner Occupied Rate | Investor Rate |
|---|---|---|
| Variable ≤ 80% LVR & ≤ $750K | 7.79% | 7.79% |
| Interest Only | 8.29% | 8.14% |
| Loan Amount | LVR | % of Loan Amount Establishment Fee |
|---|---|---|
| $150K to $750K | 0.01% to 80% | 0.30% |
Note: Acceptable Country List
All countries not under OFAC Sanctioned List:
https://orpa.princeton.edu/export-controls/sanctioned-countries#:-:text=sanctioned%20countries
Fees &
Charges
| APPLICATION FEE | $440 |
| Credit Processing Fee (CA Payable) | $550 |
| Valuation Fee | $250/at cost |
| Solicitors Fee | $330 Plus Disbursements |
| Annual Package Fee | $395 |
| Settlement Fee | $450 |
| Discharge Fee | $895 |