Product Feature
- Maximum LVR up to 80%
- Maximum Loan Amount ≤ $1,500,000
- Loan Term Up to 30 years (Max. 5 years interest only)
- 100% Offset Available
- AU Citizens Live & Work Overseas
- High Density Postcodes, Securities up to 10HA for OO, Cat 1 & Cat 2 Locations
Documents Checklist
- Money Master Application Form
- Servicing Calculator
- 100 Point ID
- Latest 2 payslips
- 3 months salary credits statement Plus employment letter
- Bonus or commission – employment letter confirming last 2 years income
- NATTI translation Not Required
Interest Rate
Client LVR | Owner Occupied Rate (Max loan $1.5M) | Investor Rate (Max loan $1.5M) |
---|---|---|
LVR ≤ 60% | 6.99% | 7.39% |
LVR ≤ 70% | 6.99% | 7.39% |
LVR ≤ 80% | 6.99% | 7.39% |
Fees &
Charges
APPLICATION FEE | $440 |
Credit Processing Fee (CA Payable) | $550 |
Valuation Fee | $250/at cost |
Annual Fee (for offset) | $395 |
Solicitor Fee | $330 Plus Disbursement |
Settlement Fee | $150 |
Discharge Fee | $895 |
Establishment Fee | $150K-$1M – Nil >$1M to $1.5M – 0.30% of loan amount |